Credit Repair
Why You Should Fight Back
Are you frightened, ashamed or confused about your debts? Do you sometimes feel like you just want to give up?
Ignoring your problems may seem like the path of least resistance, but in the end it is much more painful, and will cost you thousands of extra dollars when it come times to get a loan on a house, car or other major purchase.
In our very first Credit Professor Radio show, host Lee Rodrigues talks to credit expert Regis Sauger about why you should fight back.
The show aired live on Wednesday, March 11 from 4-5PM PST (7-8PM EST) at http://www.blogtalkradio.com/Credit-Professor, and you can listen to the archived version here.
The Most Important Item On Your Credit Report
The single most most important item that will lower your credit score is a recent late payment. I have seen credit scores sink a hundred points in one day (from 690 to 590) because payment on one account showed up as being 30 days late. And size does not matter! Even if you miss one measly $50 payment, your credit score will drop drastically.
Debt Stress Is A Pain In The Neck
Studies show that financial stress causes ulcers, migraines, heart attacks, and back pain. Make the pain go away by facing your debts!
Five Credit Repair Scams To Avoid
Cleaning up your credit report can take a lot of time, perseverance and creativity. So what about all of those credit repair businesses out there, promising to clean up your credit report for a fee? Is it worth it? Or should you do it yourself?
Credit Dispute Myths Revealed
Have you disputed an item on your credit report, only to be ignored by the Credit Bureau? While the Fair Credit Reporting Act legally requires them to give you a chance to dispute an item on your credit report, Credit Bureaus do whatever they can to make it difficult for the average consumer to exercise their rights. They are counting on you giving up. You lose unless you fight for yourself.
