Author Archive
Why You Should Fight Back
Are you frightened, ashamed or confused about your debts? Do you sometimes feel like you just want to give up?
Ignoring your problems may seem like the path of least resistance, but in the end it is much more painful, and will cost you thousands of extra dollars when it come times to get a loan on a house, car or other major purchase.
In our very first Credit Professor Radio show, host Lee Rodrigues talks to credit expert Regis Sauger about why you should fight back.
The show aired live on Wednesday, March 11 from 4-5PM PST (7-8PM EST) at http://www.blogtalkradio.com/Credit-Professor, and you can listen to the archived version here.
“Free” Credit Reports Have Strings Attached
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies – Experian, TransUnion, and Equifax – to provide a free copy of your credit report, at your request, once every 12 months. But beware the heavily-advertised FreeCreditReport.com, which is an imposter site created by Experian.
If you order your “free” report through FreeCreditReport.com, Experian will automatically enroll you in a credit monitoring service that charges a monthly fee, which is then difficult to cancel later. The FTC has received so many complaints about FreeCreditReport.com that they recently launched two of their own hipster videos with catchy tunes.
Debt Stress Is A Pain In The Neck
Studies show that financial stress causes ulcers, migraines, heart attacks, and back pain. Make the pain go away by facing your debts!
Five Credit Repair Scams To Avoid
Cleaning up your credit report can take a lot of time, perseverance and creativity. So what about all of those credit repair businesses out there, promising to clean up your credit report for a fee? Is it worth it? Or should you do it yourself?
Credit Card Traps Exposed
Credit cards ain’t for fools. Justin Henry describes five traps to avoid when getting and using a credit card.
